Independent · Fee-only · Fiduciary
Wealth, managed for the long arc of a life.
Calderwood is an independent registered investment advisor serving 1,240 families across the Mountain West. We plan, invest, and coordinate tax — together, in one conversation, with no commissions and nothing to sell.
Why Calderwood
The structure of advice shapes the advice itself.
We are an independent, fee-only fiduciary. We earn nothing from commissions, product sales, or referral arrangements — only a transparent fee paid directly by the families we serve. That single structural choice removes the conflicts that quietly shape most financial advice, and it lets us build plans around one question: what is genuinely right for you.
Fee-only, never commissioned
No product sales, no commissions, no hidden revenue-sharing. Our only compensation comes directly from clients, so our advice answers to you and no one else.
Planning and investing under one roof
Your financial plan and your portfolio are managed by the same team, in the same conversation. Strategy never gets lost in the handoff between a planner and a money manager.
Tax woven into every decision
An in-house CPA reviews the tax consequence of every meaningful move — withdrawals, gifting, equity comp, Roth conversions — before it happens, not the following April.
A real advisor, a real phone number
Every household is served by a named lead advisor and a dedicated planning associate. You will not navigate a call center or meet a new face each year.
What we do
One coordinated team for every part of your financial life.
Comprehensive Financial Planning
A living plan that connects cash flow, goals, risk, and time horizon — revisited as your life changes, not filed away.
Investment Management
Globally diversified, evidence-based portfolios built around your plan and rebalanced with discipline — not headlines.
Tax Planning & Coordination
Multi-year tax strategy coordinated with your CPA so decisions are made with the full bill in view.
Estate & Legacy Planning
Structuring how wealth transfers — to family, to causes, and across generations — with clarity and intention.
Retirement Income Planning
Turning a portfolio into a durable, tax-aware paycheck designed to last through every market it will see.
Business Owner & Equity Compensation
Specialized guidance for founders, executives, and owners navigating concentrated wealth and liquidity events.
The advisors
Credentialed professionals you will actually know by name.
Eleanor founded the firm in 1998 after a decade at a national brokerage convinced her that families deserved advice free of sales quotas. She leads the firm’s planning philosophy and still personally advises a small group of long-tenured households.
Marcus chairs the investment committee and oversees portfolio strategy across every client relationship. He spent twelve years managing institutional fixed-income mandates before joining Calderwood to bring that discipline to individual investors.
Priya leads complex planning for executives and multigenerational families, with a particular focus on equity compensation and charitable strategy. She joined the firm in 2009 and mentors the next generation of Calderwood advisors.
Our footprint
Six offices. Four states. One Mountain West.
We meet clients where they are — in Colorado, Arizona, New Mexico, Utah — and serve households nationwide by video and phone.
View all locationsA standing invitation
Let’s talk about what your money is for.
Every relationship begins with an unhurried, no-obligation conversation. Bring your questions; we’ll bring three decades of independent perspective.
Schedule an introduction